Retail lending is a major activity of many multinational banks, offering credit products to individual borrowers. This course offers a comprehensive understanding of fundamentals of retail lending with overview of market practices and regulation in USA and UK. It builds strong banking domain knowledge, especially for professionals in software development, testing, operations, and business analysts.
The program provides a complete view of retail lending- covering the loan origination process, risk management, loan products, documentation, and recovery. Participants will gain clarity on lending concepts, credit policies, pricing, scoring, and regulatory frameworks in the US and UK.